Winterthur ZH — Example property
Zurich · 12 Flats · CHF 7.4m
Example property for illustration; the image is a visualisation. Guildroof is in formation and does not yet hold any property. The figures show how we calculate and report.
Profile
A 1910 corner building with twelve flats in Winterthur, the second-largest city in the canton of Zurich. Mansard roof, oriel windows, street trees — sought-after period flats in a university town with fast connections to Zurich.
Key figures
- Purchase price
- CHF 7.4m
- Flats
- 12
- Year built
- 1910
- Canton
- Zurich
- Loan-to-value
- 60 %
- Mortgage
- CHF 4,440,000
- Equity
- CHF 3.26m
- Exp. return on equity*
- 4.9 %
- Minimum
- CHF 100,000
- Model
- Co-ownership in the land register
- Holding period
- 5–10 years
- Status
- Subscription open
Financial forecast
Simplified annual calculation from the key figures
| Rental income per year | CHF 312,700 |
|---|---|
| Management (22 % of rental income) | − CHF 68,800 |
| Mortgage interest (1.9 % on CHF 4.44m) | − CHF 84,400 |
| Distribution per year | CHF 159,500 |
| Distribution per month | CHF 13,300 |
| On a CHF 100,000 share, per month | CHF 408 |
Expected values, not guaranteed. Management includes maintenance plus the management and asset management fees; the individual fees are listed in the financial forecast in the data room. Maintenance, vacancy and interest may differ.
* Example property for illustration. Calculated with 60 % loan-to-value, 1.9 % interest, management at 15–22 % of rental income and 4 % ancillary costs. Not guaranteed.
Documents
In the data room, after verification
- Valuationafter verification
- Land register extractafter verification
- Floor plansafter verification
- Rent roll (redacted)after verification
- Financial forecastafter verification
Risks of this building
- 01
Maintenance and renovation: pipes, roof and façade of a 1910 building need investment; there may be years without distributions.
- 02
Contamination and fabric: older materials can cause extra costs during works.
- 03
Heritage protection can make renovations more expensive or slower.
