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Risks

Owning a building brings income — and risks. Here they are, as clearly as everything else on this site.

01
Changes in value and valuation
The value of a building can fall. Valuations are estimates; a sale may achieve less than the last valuation.
02
Rent default and vacancy
If tenants do not pay or flats stand empty, distributions fall.
03
Interest rates and refinancing
If interest rates rise, refinancing the mortgage becomes more expensive. Refinancing may also only be possible on worse terms.
04
Maintenance and renovation
Major works are paid for from the rents. There may be years without distributions.
05
Additional contributions in exceptional cases
If the rents do not cover costs, interest or necessary works, owners may exceptionally have to contribute additional capital.
06
Limited liquidity
Shares are not traded on a stock exchange. A sale via the marketplace requires a buyer to be found; there is no guarantee of the purchase price.
07
Concentration risk
Your share depends on a single building. Whatever happens to that building affects your share in full.
08
Location and market
How the municipality, the region and the housing market develop affects rents and value.
09
Contamination
Contamination in the ground or the building fabric may only be discovered later and cause costs.
10
Laws and taxes
Changes in tenancy, building or tax law can affect income and value.
11
Force majeure
Natural events and other extraordinary events can affect the building and the rental income.
12
Loss of the capital invested
In the worst case you lose all or part of the capital you invested.

Also

No investment advice: the information on this website is not a personal recommendation.
No tax advice: please clarify tax questions with a specialist.
Past or expected returns are no guarantee for the future.
The properties shown are example properties for illustration.

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